Personal >> Savings >> Hnb Salary Smart
Get 3 Times Your Salary From Your Bank

Open an HNB SalarySMART account. Route your salary and get an equivalent of 3 times your salary with HNB SalarySMART. Get more from your pay, to live the life you want.


  • 3 times your net salary as an Overdraft Facility or as a Personal Loan
  • 50% net salary as an advance
  • No guarantors & hassle-free documentation
  • Special interest rates for Personal, Leasing and Home Loans
  • Loan buyback at special rates
  • HNB Platinum Visa Credit Card with first year annual fee waived off
  • High interest savings account with unlimited withdrawals
  • Branded Debit Card
  • Exclusive benefits and discounts on Life, Motor and Non-Motor Insurance Policies
  • Branded cheque book with first cheque book issued free of charge
  • 50% off on the first year's safety deposit locker rental fee
  • Easy access through the HNB Digital Banking App
  • HNB FC Advantage account for higher interest rates on your Foreign Currency Savings


Eligibility Criteria

  • Sri Lankan citizens aged 18 years or above
  • Salaried individuals earning a net income of Rs. 50,000- or above and routing their salary through HNB


Documents required

  • Completed application form
  • Copy of latest Salary Slip
  • Copy of NIC
  • Copy of Utility bill if permanent address differs from NIC




*Conditions Apply


How can I get this product?


Do you have more questions?

Call us at

0112 462 462

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