Open an HNB SalarySMART account. Route your salary and get an equivalent of 3 times your salary with HNB SalarySMART. Get more from your pay, to live the life you want.
3 times your net salary as an Overdraft Facility or as a Personal Loan
50% net salary as an advance
No guarantors & hassle-free documentation
Special interest rates for Personal, Leasing and Home Loans
Loan buyback at special rates
HNB Platinum Visa Credit Card with first year annual fee waived off
High interest savings account with unlimited withdrawals
Branded Debit Card
Exclusive benefits and discounts on Life, Motor and Non-Motor Insurance Policies
Branded cheque book with first cheque book issued free of charge
50% off on the first year's safety deposit locker rental fee
Easy access through the HNB Digital Banking App
HNB FC Advantage account for higher interest rates on your Foreign Currency Savings
Eligibility Criteria
Sri Lankan citizens aged 18 years or above
Salaried individuals earning a net income of Rs. 50,000- or above and routing their salary through HNB
Documents required
Completed application form
Copy of latest Salary Slip
Copy of NIC
Copy of Utility bill if permanent address differs from NIC
