Why should you choose a Home Loan?

  • Loan approval in 3 working days
  • Legal documentation and mortgage advice
  • Loyalty card for discounts
  • Longer repayment terms
You dream of a home, we make it a reality

Are you about to buy your first home, move to a new residence, investing in property or looking to switch to a better deal. HNB Home Loans have many options available

Click here to enjoy the discounts and promotions on the Shanthi Loyalty Card.

We also offer :

a. Foreign Currency Home Loans

Are you a Sri Lankan employed overseas? Now you can construct your home in Sri Lanka while residing abroad.


b. Home Loans under Tripartite Agreements

Apart from purchasing properties and making renovations we also provide financial assistance to purchase apartments.

Click here to see our partnered condo developers


c. Ekamuthu Home Loans (Joint loans with parent and child)

Why choose Home Loans?

  • Get attractive fixed or floating interest rates
  • Residual value up to 50% of the Home Loan
  • Flexible repayment of loan capital, as you plan
  • Step-up Loan repayment based on your future income increments
  • Speedy approvals
  • Enjoy a 12 month grace period during construction
  • Loans in local and foreign currency
  • Convenient service at your nearest HNB Customer Centre
  • Mortgage protection cover and fire insurance at competitive premiums
  • A unique step up loan repayment scheme
  • Early loan settlements
  • Joint loan facilities for family members 

Are you an eligible candidate?
  • Those with a regular monthly income, individually or jointly with spouse
  • Public and private sector employees, professionals, businessmen
  • Sri Lankans employed abroad

Home Loans

How can I get this product?


Do you have more questions?

Call us at

0112 462 462

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