Retail Services Tariff

 

REVISED TARIFF - DOMESTIC OPERATIONS & INTERNATIONAL REMITTANCES

Amendment Effective from 01st April 2017 (For internal circulation)

TYPE OF OPERATION RECOVERY METHOD CHARGES (COMMISSION)

CASH OPERATIONS

   
Cash orders - Collected at the branch Manual   1/2 % (Rs.5,000/- Minimum)
Cash orders - Delivered at customer location   1/2 % (Rs.5,000/- Minimum + delivery charges of an approved cash transport agent)

Counter Withdrawal Charges

Applicable for all withdrawals below Rs. 200,000/-
(Excluding Senior Citizens Scheme Accounts)
Auto Rs. 10/-

CURRENT ACCOUNTS

Auto  

Cheque Books

 
100L Rs.1,500/- per book
50L Rs. 750/- per book
25L Rs. 375/- per book
10L Rs. 150/- per book
Continuous Cheque Leaves Auto/Manual Rs. 15/- per leaf + printing charges

Monthly Service Charge on Current Accounts

Auto        

(Avg. Bal. Dr/Cr)

 
Business Accounts below Rs.25,000/- Rs. 300/- per month
Personal Accounts below Rs.10,000/- 
(Excluding Senior Citizens Scheme Accounts)
Rs. 200/- per month

FCBU Accounts

Business Accounts below USD 3000/- or eqv. 
Personal Accounts below USD 2000/- or eqv.
      USD 20/- per month

Issuance of Current Account Statements

Auto                    
Daily Rs.2,000/- per month (50% rebate to high networth accounts to be approved by Regional Head)
Weekly Rs.1,000/- per month (50% rebate to high networth accounts to be approved by Regional Head)
Monthly No charge
E-Statement No charge
FCBU Accounts - Daily & Weekly Statements USD 20/- per month

SWIFT NET - MT 940 format statements

 
Daily Rs. 500/-per month
Weekly Rs. 300/- per month
Monthly Rs. 200/- per month

Duplicate copies of Statements

Auto        
Personal A/c Rs. 400/- per statement
Corporate A/c Rs. 600/- per statement
  Charge per account for each request

STOP PAYMENTS

Auto        
Placement of stop payment Rs.2,000/- per cheque (rebate of Rs.1500/- to be approved by Regional Head)
Loss of Cheque book Rs.2,500/- per book ( series in excess of 5 leaves )
Renewal (after 6 months) Rs. 250/- per cheque or series of 5 leaves
Cancellation of Stop Payment   Rs. 200/- per Cheque or series of 5 leaves

CHEQUE RETURNS (ACH/Transfer/Cash)

Auto    
Outward - RD/ENR Rs. 4,000/-
Outward - Other (Technical errors)   Rs. 500/-
All Inward (where either Bank has not made a mistake)   Rs. 100/- (including postage) (Charge applicable for SME Customer Rs.50/-)
Additional charge for collecting by hand Manual Rs. 1000/- per Month

MARK FOR PAYMENT

   
Presented by us to other banks Auto Rs. 4,000/-
Presented to us by other banks Manual Rs. 2,000/-

POST DATED CHEQUES

   
Handling Charges for customers with POD against PD cheques Free
Handling Charges for customers without facilities Manual Rs. 10/- per Cheque (50% rebate to be approved by Regional Head based on profitability of account)

PURCHASES (LOCAL BILLS & CHEQUES)

Auto      
Customers with limits In accordance with facility approval
Customers without limits 0.75% of the value of the cheque or Rs.1,000 per cheque which ever is higher

REMITTANCES

   

Cheques on Self (Issuance)

   
A/c debit Auto Rs. 350/-
Other (Cash)   Rs.1,000/-

Cancellation of Cheques on Selves

Manual      
Customers Rs. 500/-
Non Customers Rs. 750/-
Re-issuance -Customer Auto   Rs. 350/-
Re-issuance -Non Customer Rs.1,000/-

INWARD REMITTANCES

Handling Fee

   
Received to LKR Accounts Auto Rs. 200/-
Received to Foreign Currency Accounts Auto USD 2/- or equivalent

Other Charges

   
Manual processing charge Manual Rs. 200/-
Charge to revert to a remitting bank on discrepancies Manual USD 4/- to 6/- or equivalent value
Cancellation of a remittance and return of funds to the originating bank Manual USD 15/- or equivalent value

USD Slips - Outward

   
Customer Transfers Auto USD 20/-
Bank Transfers Auto USD 2/-

SAFE DEPOSIT LOCKERS

  Minimum Deposit - Rs.50,000-
Small Auto    
(Standing Order)
Rs.3,500/- + VAT per annum
Medium Rs.5,000/- + VAT per annum
Large Rs.7,500/- + VAT per annum
Extra large Rs.10,000/- + VAT per annum
Staff (Charge on safety lockers)   50% of fee + VAT (Deposit not required )
Replacement of Lock/Key Manual Actual cost

MISCELLANEOUS SERVICES

   

Standing Orders

   
Setting up fee Auto Rs.250/- per Standing Order (Exempt for Savings build up)
Fund transfer within HNB No charge
Fund transfer to an account at any bank Rs.50/- per transaction
Fund transfer by Pay Order   Rs.300/- per remittance

FUND TRANSFERS

   

Outward SLIPS (Multiple trxns)

   
HNB Accounts   No charge
Other Bank Accounts Auto Rs. 50/- per beneficiary

Outward SLIPS (Single Trxn)

   
Other Bank A/c Auto Rs. 50/-

MANUAL TRANSFER

   
Single Trxn Manual Rs. 100/-
Multiple Trxn Manual Rs. 100/- per beneficiary

RTGS

Auto Rs. 1,000/-

ATM CARD ISSUE

Auto  
New / Replacement Card   Classic Card Rs.350/- , Platinum Card Rs.400/- (waiving of charge at discretion of Branch Manager)
ATM Withdrawal   Rs. 5/-
ATM Transfer to other Bank’s   Rs. 50/-
ATM Withdrawal/Balance Inquiry Receipt   Rs. 2/- per receipt
ATM Mini Statement   Rs. 5/- per statement

E BANKING CHARGES

Auto  

MAINTENNANCE FEE

   
Retail Customers     Rs.500/- per annum charged biannually
Corporate Customers Rs.1000/- for 4 corporate users per annum. Each additional user Rs.200/-
USSD Registration Rs.200/-

SECURE BANKING

   
Hardware Token   Rs.250/- per annum

FUND TRANSFERS

   
Transfer to other banks through SLIPS/CEFT   Rs.50/-
Transfer to other banks through RTGS   Rs.1000/-

OTHER SERVICES

   
Replacement due to loss of Pass Book Manual Rs. 300/-
Closure of savings account Auto Rs. 300/-
Closure of current account Auto Rs.1,000/-
Closure of Current Account for Unsatisfactory conduct Manual Rs.500/-
Duplicate FD receipt Manual Rs.3,000/-
Issue of Certificate of Balance Manual Rs. 250/- per letter
Investigation/Search Fee for collection of data for Tax purposes, 
Interest recovered/paid etc
Manual Rs. 250/- for current year 
Rs. 500/- for each (previous year)
Balance Inquiry (including requests over the counter / telephone) Manual Rs.100/- per inquiry
Charge on processing transactions to SIA, FEEA etc where a detailed manual verification is required on the transaction Manual Rs.2000/- per transaction
Mail returned due to incorrect address (customers fault) Manual Rs. 50/- per letter
Utility Bill Payment - Counter Auto Rs.25/- per Utility Bill
Utilty Bill Payment - ATM Auto Rs.15/- per Utility Bill

Savings Account Service Charge

(Excluding Minor Accounts)

Auto Average Balance below Rs.1000/- , Charge of Rs.25/- per month 
Average Balance of Rs.1000/- or above but below Rs.2000/-, Charge of Rs.20/- per month
Average balance of Rs.2000/- or above but below Rs.3000/-, charge of Rs.15/- per month
Postage of PIN Mailer Manual Regd. Post/Courier within SL - Free
  Manual Regd. Post - Overseas - Rs. 250/-
  Manual Courier - Overseas - Rs. 2,500/-
Processing charge on establishing TOD running limit
Personal/Company Accounts
Auto Overdrawn upto Rs. 50,000/- during the month - Rs. 2,000/- per month
Overdrawn above Rs. 50,000/- during the month - Rs. 4,000/- per month