Easy Cash Installment Plan

What is it?

Access to cash with no hassle with HNB ECIP and settle at your convenience with monthly installments. Simply call us on 0112462462 OR complete the ECIP form and hand it over to your the nearest HNB branch.
You can obtain and ECIP facility for up to 75% of your card limit (subject to the available balance on your Credit Card).
The minimum ECIP amount will be Rs. 25,000/-. Funds will be credited direct to your designated HNB account or other Bank account (handling fee of Rs.100/- will be applied for crediting non HNB bank accounts) within 3 working days.
All HNB Credit Cards excluding Mastercard Corporate, Businesscard and Visa Classic/Mastercard Regular are eligible for this facility, subject to qualifying criteria of the Bank.

How does it work?

Example - For an ECIP of Rs. 50,000/-

Installment Period	ECIP Handling Fee	Installment Amount Payable per month
		Capital Installment (Rs.)	ECIP Handling Fee (Rs.)	Total Monthly Installment (Rs.)
6 months	5%	(50,000)/6 = 8,333.33	2,500.00*	8,333.33
12 months	9%	(50,000)/12 = 4,166.67	4,500.00*	4,166.67
24 months - Option 1	15%	(50,000)/24 = 2,083/33	7,500.00*	2,083.33
24 months - Option 2	18% (monthly repayment)	(50,000)/24 = 2,083/33	9,000.00	2,458.33

(* One - time Handling Fee, charged up front on the disbursement of funds)

How can I get this product?