HNB Visa Infinite Cards

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Welcome to a life of luxury

A world of infinite possibilities, where everything is as special and unique as you are and where convenience is a way of life. From this point on, every experience is privileged, every choice, is yours to make - the choice of smart luxury.

We understand that your lifestyle requires a credit card that meets the highest expectations. That's why, you can now enjoy a host of benefits, exclusively for HNB Visa Infinite Credit Cardholders.

Your benefits are limitless

  • The FlySmiles redemption program is available only for HNB Infinite cardholders. The points accumulated for each cardholder (Rs.100 spent = 1 point = 1 FlySmiles) will expire on the 31st of December of each respective calendar year
  • You need to collect 5000 points within the calendar year in order to redeem them
  • HNB reserves the right to amend any terms and conditions relevant to this loyalty program, and advise cardholders subsequent to such revision, via this website
  • Enjoy free overseas travel and health insurance with every air ticket purchased by your HNB Infinite card
  • Accumulate royalty points with every transaction made, but it doesn’t stop there, you can redeem these loyalty points for frequent flyer rewards and purchase air tickets, upgrades and lounge facilities
  • You can even track your card balance and purchases through real time SMS alerts on your phone both locally and internationally
  • Enjoy easy payment plans with absolutely no interest
  • Get cash withdrawals of up to 75% of the credit card limit from any ATM

Interest rates and fee structure

Fee Type 
/ Other Information


Joining Fee


Annual Fee

LKR 5,000/-


28% p.a

Stamp Duty

As per the notice of the Department of Inland Revenue, with effect from 1st January 2016, 2.5% will be charged as stamp duty from the Credit Card transactions done overseas, inclusive of online transactions performed on websites of companies incorporated overseas (Rs.25/- for every Rs.1000/- part)
Cash Advance Fee

Local - 3% + LKR 100/-

Intl    - 3% + LKR 200/-

Late Payment Fee

0.75% of the credit limit or the total outstanding whichever is lower subject  to a minimum of Rs. 750- (Minimum payment per month 5% out of the Total Outstanding Amount)

Over limit Fee

LKR 500/-

HNB Visa Infinite Cards

How can I get this product?


Do you have more questions?

Call us at

0112 462 462

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