HNB Visa Gold & Master Card / Gold Card

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Welcome to a life of indulgence


Get a card as unique as your needs with the HNB Visa Gold & MasterCard Gold.

The gold lifestyle with HNB Visa gold

  • Take your pick of special discounts now available to you at selected merchants, free overseas travel insurance cover on purchase of air tickets.
  • Enjoy easy payment plans with absolutely no interest
  • Get cash withdrawals of up to 50% of the credit card limit from any ATM
Interest rates and fee structure

  • You can be entitled to a 55 day credit facility with a monthly interest rate of 2%
  • The card will incur an annual charge of LKR 2000/- with a waiver for supplementary cards.

Fee Type / Other Information


Joining Fee


Annual Fee

LKR 2,000/-


2% p.m. (24% p.a)

Stamp Duty

As per the notice of the Department of Inland Revenue, with effect from 1st January 2016, 2.5% will be charged as stamp duty from the Credit Card transactions done overseas, inclusive of online transactions performed on websites of companies incorporated overseas (Rs.25/- for every Rs.1000/- part).

Cash Advance Fee

Local - 3% + LKR 100/-

Intl    - 3% + LKR 200/-

Late Payment Fee

0.75% of the credit limit or the total outstanding whichever is lower subject to a minimum of Rs. 750- (Minimum payment per month 5% out of the Total Outstanding Amount)

Over limit Fee

LKR 500/-

HNB Visa Gold & Master Card / Gold Card

How can I get this product?


Do you have more questions?

Call us at

0112 462 462

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