HNB Visa Classic & Master Card Regular Credit Card

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Welcome to a life of superior lifestyle


If you’re a smart independent minded individual then this is the card for you - to live your life to its fullest and have no regrets.

Check out our exclusive offers

  • Enjoy special discounts at selected merchant locations
  • Travelling abroad is worrisome enough…now with the HNB Visa & MasterCard Classic  you`ll be fully insured as you travel overseas
  • Enjoy easy payment plans with absolutely no interest
  • Be able to withdraw cash from any ATM up to 50% of the credit limit per month
  • Enjoy all those special offers that come your way
Interest rates and fee structure

Fee Type / Other Information


Joining Fee


Annual Fee

LKR 1,000/-


2% p.m. (24% p.a)

Stamp Duty

As per the notice of the Department of Inland Revenue, with effect from 1st January 2016, 2.5% will be charged as stamp duty from the Credit Card transactions done overseas, inclusive of online transactions performed on websites of companies incorporated overseas (Rs.25/- for every Rs.1000/- part).

Cash Advance Fee

Local - 3% + LKR 100/-

Intl - 3% + LKR 200/-

Late Payment Fee

0.75% of the credit limit or the total outstanding whichever is lower subject to a minimum of Rs. 750- (Minimum payment per month 5% out of the Total Outstanding Amount)

Over limit Fee

LKR 500/-

How can we do it your way

  • Be earning an annual income of LKR 360 000/-
  • To pay annual charges of LKR 1000/-

HNB Visa Classic & Master Card Regular Credit Card

How can I get this product?


Do you have more questions?

Call us at

0112 462 462

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