Commercial/Project Lending

Overview

 

Small and Medium Scale Enterprise (SME) customers represent individuals, sole proprietorships, partnerships and limited liability companies  that are engaged in varying business sectors of the Sri Lankan economy. At present, any entity with a total Bank’s Exposure of less than Rs.200 million is considered a SME and is managed by a separate team under SME Banking, which is  one of the biggest lending verticals of HNB.

Features

Facility packages are designed according to the requirement of each individual project/business. Packages include options for long term loans, bank overdrafts, facilities for import and export trade, short term loans etc.

Our vision is to provide a solution for every need, not only for businesses but also for their employees, debtors, creditors and other stakeholders  by offering a variety of products available and thereby finding  complete solutions  for SMEs.  

Benefits

  • Business improvements and new banking relationships for start-up businesses.
    • Concessionary interest rates.
    • Flexible repayment terms including the provision of grace periods up to 2 years.
    • Discounts on legal documentation fees.
  • Faster delivery channels through Regional SME Cells based in 10 regions across the country.
  • Availability of 10% of the approved facility as a stand by facility, for existing customers of the Bank to help meet urgent/temporary requirements of the business.
  • A clear path for gradual growth of any business from Micro level to Corporate Banking activities.
Eligibility

 

Any business entity in manufacturing, trading, agri and services will be  eligible for both capital and working capital funding under the HNB SME Scheme.






Contact

 

Our dedicated staff will be happy to clarify or advise you on any SME funding related issues or new facilitating negotiations on 24 / 7 basis.

The following staff members could be contacted at our Head Office, Level 17 (HNB Towers).

Niluka -  0777 840157
Suranga - 077 3648569

We have over 250 Customer Centres spread across the length and breadth of Sri Lanka together with 10 SME Cells to give financial solutions as well as technical support to the SME sector.

 

Region Name Phone Branch
UVA/Sabaragamuwa Shermal 077 2857159 Rathnapura
South Western Rangana 077 3622147 Kottawa
Southern Pradeep 077 3650072 Matara
Northern Sivaraman 077 9789426 Jaffna
North Western Shanaka 077 7704764 Negombo
North Central Arjuna 077 2511628 Kurunegala
Greater Colombo Nishantha 077 2848605 Panchikawatte
Eastern Sathhes 077 2111878 Batticaloa
Central Rasika 077 9400292 Kandy
Colombo Samudra 077 3642545 Head Office

Commercial/Project Lending

How can I get this product?

CLICK HERE TO GET STARTED

Do you have more questions?

Call us at

011 266 1841

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