Small and Medium Scale Enterprise (SME) customers represent individuals, sole proprietorships, partnerships and limited liability companies that are engaged in varying business sectors of the Sri Lankan economy. At present, any entity with a total Bank’s Exposure of less than Rs.200 million is considered a SME and is managed by a separate team under SME Banking, which is one of the biggest lending verticals of HNB.
Facility packages are designed according to the requirement of each individual project/business. Packages include options for long term loans, bank overdrafts, facilities for import and export trade, short term loans etc.
Our vision is to provide a solution for every need, not only for businesses but also for their employees, debtors, creditors and other stakeholders by offering a variety of products available and thereby finding complete solutions for SMEs.
Any business entity in manufacturing, trading, agri and services will be eligible for both capital and working capital funding under the HNB SME Scheme.
Our dedicated staff will be happy to clarify or advise you on any SME funding related issues or new facilitating negotiations on 24 / 7 basis.
The following staff members could be contacted at our Head Office, Level 17 (HNB Towers).
Niluka - 0777 840157
Suranga - 077 3648569
We have over 250 Customer Centres spread across the length and breadth of Sri Lanka together with 10 SME Cells to give financial solutions as well as technical support to the SME sector.
| Region | Name | Phone | Branch |
| UVA/Sabaragamuwa | Shermal | 077 2857159 | Rathnapura |
| South Western | Rangana | 077 3622147 | Kottawa |
| Southern | Pradeep | 077 3650072 | Matara |
| Northern | Sivaraman | 077 9789426 | Jaffna |
| North Western | Shanaka | 077 7704764 | Negombo |
| North Central | Arjuna | 077 2511628 | Kurunegala |
| Greater Colombo | Nishantha | 077 2848605 | Panchikawatte |
| Eastern | Sathhes | 077 2111878 | Batticaloa |
| Central | Rasika | 077 9400292 | Kandy |
| Colombo | Samudra | 077 3642545 | Head Office |
