Special Package for Selected IT Companies

*Conditions Apply

Grace period up to 5 years. (Capital repayment waiver)
Flexible repayment of the loan capital as you desire.
Special discount from selected building material suppliers through HNB loyalty cards
Step up loan repayment based on your future increase of the income.
Legal and other documentation assistance
Mortgage advisory services at your doorstep.

*Conditions Apply

Residual up 40%
No Gurantors
Flexi Plan
Pay capital twice (Every Six months)
Upfront step up / Step down & balloon payment plan
25% Insurance premium to be borne by HNB with a cap of LKR 50,000 for the 1st year only.

*Conditions Apply

*Conditions Apply

Micro Financing based on micro business done by the spouse or family members of the IT employee, HNB could finance for Capital investments, Working Capital or any other financial need which is as below;
- Startups
- Ongoing projects
- To absorb from other banks
- IT sector employee’s salary (One third) to be considered for repayment of the micro financing facility for Spouse or Parents.
Increase usage of technology in their business activities (Special pricing scheme to be provided based on the business)
- WebX pay
- ERP (Enterprise resource planning)
- Solo/MOMO/POS

*Conditions Apply

*Conditions Apply

Account Type	General Savings – Existing & fresh deposits
Minimum Deposit	Rs 100,000
Maximum loan quantum	50%
Interest on the loan	0%
Tenure of the loan	Exclusively for 24 months
Repayment method	Settlement every month on installments or at once at the end of the 24th month.
Collateral	The deposit will be held under the lien for 24 months. (100%)

*Conditions Apply

Rates to be offered only if salary is remitted to HNB if not 0.25% to be added to the said rates

The rates mentioned are applicable only till 31st March 2020

*Conditions Apply