Leasing Guru Promotion

Leasing Guru can help you get your vehicle today! 

• Lowest rental
• One day guaranteed service
• Special door step service*
• Flexi plans
• Free leasing advice

Call us today:

0112 660 330

0112 660 331

0775 660 500

Email: lease.marketing@hnb.lk

Islamic leasing facilities (Ijarah) are also available.

Email: islamic.banking@hnb.lk

* Conditions apply

HNB leasing guru

Wanting to own a vehicle is an aspiration that many of us have today.

Before investing in a vehicle we tend to research on factors such as the brand of the car, the model, the quality of the engine, petrol consumption, safety features and many more.

However the real question that we need to ask ourselves is if we could afford to buy a vehicle without having to think twice about it.

Buying a vehicle in Sri Lanka can be quite expensive.

However, with the presence of many leasing companies in Sri Lanka, leasing a car with a down payment has now become a convenient option.

What is a lease?

Before making a decision to lease a car for yourself it is important to understand what a lease is and how it works.

A lease involves two parties namely the lessor and lessee.

A lease is a contract where the lessor or the leasing company allows the lessee or tenant to use a particular asset for a certain period of time in return for a specified periodic rental or lease payment.

Once the leasing contract comes to an end the lessee has the options of buying the good value, returning the asset or extending the lease.

Tips to consider before leasing an asset

• Similar to doing your research on the asset, it is important to do your research on the financial institution that is providing the lease as well.
• Before signing a leasing contract it essential to check on factors such as different vehicle leasing rates in Sri Lanka, interest rates, convenience and benefits that could come out of signing the lease with the institution you choose.
• With the availability of leasing calculators in Sri Lanka, calculating the monthly payment or the effective interest on a lease has now become user-friendly making leasing an approachable option.
• In addition to these factors, the individual interested in leasing a car should also look up on car sales options available in Sri Lanka on the basis of whether they want to lease a brand new car or a second hand car.
• Offering services such as low rentals, one-day services, special doorstep services, flexi plans and free leasing advice, HNB leasing guru has now reduced the gap between you and your aspiration. 
• Catering to a diverse market, HNB leasing guru also offers Islamic leasing facilities with the aim of making leasing an option that is accessible to anyone.

Using a lease efficiently

It is important for the lessee to make sure that the monthly payments are consistent according to the terms of the lease agreement. Failing to do so will result in paying, ‘delayed payment levy’ on the entire amount of the total rental payable.

It is also key to remember that although you have complete control of the vehicle, you should not transfer, sell or otherwise dispose the asset or shall not use the asset for any illegal, unauthorized or immoral purpose, where the lessee shall indemnify the lessor against such loss.

Although a lease is a convenient option to go to it is essential to pay attention to the terms of your lease in order to make the best of it. Therefore, it is wise to make use of services such as leasing advise before utilizing this option.