Loans for Professionals

Personal >> Loans >> Loans For Professionals
Special Features

Educational Loan

  • Attractive Interest rate
  • Age Limit 18 – 55 Years
  • No Guarantors (Upto 1.5 Mn)
  • Up to 100% of the Course fee can be funded
  • No early- Settlement fees
  • Loan Repayment period up to 5 years (max. grace period of 2 Years) and for 7 years (max. Grace period of 4 Years)
  • The loan will be jointly granted with an immediate family member or guardian subject to the eligibility criteria and who has the capacity to honor the monthly commitments (Installments)
  • Loan can be released in semester wise or as a full payment to the university

 

Housing Loan

  • Legal and documentation assistance
  • Loan/Mortgage advisory services at your door step
  • Home improvement loan (25% of the original loan)
  • Second housing loan
  • Loyalty card for discounts
  • Longer repayment terms – up to 25 years
  • Attractive Interest Rate options (fixed, Floating, Fixed & floating)
  • Loan Approval in 2 days

 


Four step procedure for Personal Loan




Step 1 – Call or Visit Us

  • Doorstep service for loans over 5mn

 

Step 2 – Customize Your Loan

  • No Guarantors required – For Professionals
  • Fixed or floating rate
  • Top up option for existing Borrowers
  • Above 45 years - Loan Protection cover essential.

 

Step 3 – Easy Documentation

  • A single document to complete

 

Step 4 – Approval

  • Within 2 working days

 

Interest Rates

Circular Rates

Housing With Salary Remittance Without Salary Remittance
5 Years 14.00% 14.50%
10 Years 14.50% 15.00%

 

Personal With Salary Remittance Without Salary Remittance
5 Years 15.25% 15.75%
7 Years 15.50% 16.00%
10 Years 15.75% 16.25%

 

 

Professional Category (till 28th February)

Period
(Years)
Home Loan Personal Loan Leasing
(Only for Unregistered)
3     13.50%
4     13.75%
5 13.75% 14.25% 14.00%
6   14.75% 14.50%
7 14.50% 15.50%  

 

GMOA - Personal Loan (till 28th February)

Period (Years) With Salary Remittance Without Salary Remittance
1 & 2  13.50% 14.00%
3 13.75% 14.25%
4 13.90% 14.40%
5 14.00% 14.50%
6 14.25% 14.75%
7 14.50% 15.00%
8 14.75% 15.25%
9 15.00% 15.50%
10 15.25% 15.75%

 

GMOA - Leasing (till 28th February)

Period (Years) Salaried Rate (%) Salaried Rate with Residual Non Salaried Rate (%)  Non Salaried Rate with Residual (%)
3 13.50 14.25 14.00 14.50
4 13.65 14.40 14.15 14.75
5 13.75 14.50 14.25 15.00
7 14.25 15.00 14.75 15.50

 

 

Loans for Professionals

How can I get this product?

CLICK HERE TO GET STARTED

Do you have more questions?

Call us at

0112 462 462

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