Loans for Professionals

Personal >> Loans >> Loans For Professionals
Special Features

Educational Loan

  • Attractive Interest rate
  • Age Limit 18 – 55 Years
  • No Guarantors (Upto 1.5 Mn)
  • Up to 100% of the Course fee can be funded
  • No early- Settlement fees
  • Loan Repayment period up to 5 years (max. grace period of 2 Years) and for 7 years (max. Grace period of 4 Years)
  • The loan will be jointly granted with an immediate family member or guardian subject to the eligibility criteria and who has the capacity to honor the monthly commitments (Installments)
  • Loan can be released in semester wise or as a full payment to the university

 

Housing Loan

  • Legal and documentation assistance
  • Loan/Mortgage advisory services at your door step
  • Home improvement loan (25% of the original loan)
  • Second housing loan
  • Loyalty card for discounts
  • Longer repayment terms – up to 25 years
  • Attractive Interest Rate options (fixed, Floating, Fixed & floating)
  • Loan Approval in 2 days

 


Four step procedure for Personal Loan




Step 1 – Call or Visit Us

  • Doorstep service for loans over 5mn

 

Step 2 – Customize Your Loan

  • No Guarantors required – For Professionals
  • Fixed or floating rate
  • Top up option for existing Borrowers
  • Above 45 years - Loan Protection cover essential.

 

Step 3 – Easy Documentation

  • A single document to complete

 

Step 4 – Approval

  • Within 2 working days

 

Interest Rates

Circular Rates

Housing With Salary Remittance Without Salary Remittance
5 Years 13.50% 14.00%
7 Years 14.50% 15.00%

 

Personal With Salary Remittance Without Salary Remittance
5 Years 14.75% 15.00%
7 Years 15.25% 15.50%

 

 

Professional Category

Period
(Years)
Home Loan
Proposed Rate
Personal Loan
Proposed Rate
Leasing
Proposed Rate
3     13.25%
4     13.50%
5 13.50% 14.25% 13.75%
7   14.50% 14.25%
10 14.50%    

 

GMOA - Personal Loan

Period  Direct Salary  S/O
1 & 2 Years 13.00% 13.50%
3 Years 13.25% 13.75%
4 Years 13.40% 13.90%
5 Years 13.50% 14.00%
6 Years 13.75% 14.25%
7 Years 14.00% 14.50%

 

GMOA - Leasing

Period (Years) Salaried Rate (%) Rental for Rs 100K Salaried Rate with Residual 40% residual  Non Salaried Rate (%)  Rental for Rs 100K  Non Salaried Rate with Residual (%) Rental with 40% residual (for Rs 100K)
3 Years 13.00 3,334/- 13.75 2,521/- 13.50 3,356/- 14.00 2,536/-
4 Years 13.15 2,662/- 13.90 2,102/- 13.65 2,685/- 14.25 2,124/-
5 Years 13.25 2,264/- 14.00 1,858/- 13.75 2,288/- 14.50 1,889/-
7 Years 13.75 1,840/- 14.50 1,613/- 14.25 1,866/- 15.00 1,646/-

 

 

Loans for Professionals

How can I get this product?

CLICK HERE TO GET STARTED

Do you have more questions?

Call us at

0112 462 462

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