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HNB YOU - Empowering youth to achieve their goals







Hatton National Bank (HNB) has expanded its highly diversified product range with the introduction of HNB YOU, a unique account which empowers youth above 18 years to realize their aspirations of higher education, career and life in general with complete financial independence.

A host of benefits never before experienced by Sri Lankan youth are included in HNB YOU while an account can be opened with an initial deposit of Rs. 2000/=. As the premier private sector commercial bank in Sri Lanka HNB products cater to people of all ages, from newborns to senior citizens, and this latest product further strengthens its product portfolio.

Mr. Supun Dias Senior Manager - Deposit Mobilization at HNB spoke about the reasoning behind the introduction of this new product.

"We carried out extensive market research and internal discussions with HNB staff before coming up with HNB YOU. This helped us understand that urban, semi urban and rural youth, in spite of their diverse backgrounds, have similar aspirations such as career advancement, financial security and a comfortable lifestyle. Youth are the driving force behind a nation's development, both economically and socially. As a bank which has served the nation for over 125 years we consider it our duty to offer a product which supports youth to pursue their goals and become responsible citizens of this country. These are overarching principles which led to the introduction of this product."

HNB YOU account holders enjoy higher interest rates on deposits as well as reduced interest rates for educational, vehicle, micro finance and home loans, and also enjoys HNB's award winning Rewards Proramme Pathum Vimana rewards. The account comes with a free HNB Travel Card and a Credit Card with no joining fee and the first year annual fee waived off. Other value additions include My Life Insurance policy at a special premium and free internet and mobile banking facilities.

HNB has gained the unwavering trust of generations of customers by adopting technological advancements and latest trends over its proud history of 125 years. Today, the electronic products and service offering of the Bank has provided Sri Lankans the opportunity to experience the latest banking innovations around the world. Sri Lankan youth, as a market segment which are constantly in touch with the latest technology have found HNB to be an attractive option for their banking needs because of this highly developed electronic value proposition and its image as a modern and sophisticated bank.

Hatton National Bank is a premier private sector commercial bank with a network of 250 customer centres spread across the length and breadth of Sri Lanka and caters to all segments of the market through its diverse product and service offering. The Bank is also involved in insurance and capital market operations in the country through its group companies. During 2013, HNB's asset book surpassed Rs 500 Bn, while the Bank recorded a pre-tax profit of over Rs.10Bn for the year. Hatton National Bank has been awarded by the Asian Banker Magazine as the 'Best Retail Bank in Sri Lanka' for six consecutive years for its performance from 2007 'to 2012 and named as the 'Bank of the Year in Sri Lanka' for the year 2012 & 2013 by the Banker Magazine of UK. In 2012 HNB became the first Sri Lankan bank to obtain an international credit rating and was assigned a foreign currency issuer rating of B1 on par with the sovereign rating by Moody's Investors Service, while it has a national long term rating of AA- (lka) by Fitch Ratings (Lanka) Ltd



Deputy General Manager Retail & SME Banking of HNB, Thimal Perera presents the first HNB YOU account to Sachith Peiris.(from L-R) Bergie Perera and Upul Adikari of HNB are also in the picture