Senior Citizens Scheme

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Guess what we have for you?




If you are 55 or above you are eligible to obtain a HNB senior Citizens’ savings or term account that comes with three special schemes as well as a special privileges card with benefits that are yours to enjoy.


Premium Interest – A host of Special Privileges



  • Higher interest rates on savings and fixed deposits
  • No service charges on current accounts
  • Priority service
  • Free HNB International Debit Card
  • Internet/Mobile Banking Free (01st Year)
  • 25% discount on annual fees of the credit cards
  • Special benefits and discounts from renowned organizations
  • Gift Vouchers up to Rs. 10,000/-for Savings Accounts maintained for a period of one year
  • Reimbursement of Hospitalization expenses upto Rs. 70,000/- for Fixed Deposits above Rs. 500,000/-

Business Aid for Senior Citizens



If you are retired and possess the necessary skills to commence a self-employment project you will be eligible for a loan amount from Rs. 50,000 to Rs. 100,000 under the HNB Senior Citizens - Business Aid facility

Special Benefits

  • Concessionary rate of interest on your loan
  • Expeditious loan approval
  • Free advisory service on Micro Finance Lending from our Development Banking Division


Central Bank of Sri Lanka Senior Citizens Scheme



Minimum Deposit Rs.25, 000 - Maximum Rs.1, 000,000 Age: 60 Years and Over


Period 12 Months
Maturity 15.00%
Monthly 14.06%

Health Plus Scheme



Eligibility – Anyone over 55 years of age

With free admissions at selected hospitals, reimbursement of hospitalization expenses and a special gift voucher scheme, Senior Citizens Health Plus ensures that the your life is spent without unnecessary worry.

Reimbursement of Hospitalization Expenses

Free confirmation of a Hospital admission deposit

Special Benefits

  • Reimbursement of surgical and hospitalization expenses will be made if hospitalization extends beyond 2 days and the claim will be entertained from the day of admission
  • 1% of the deposited amount with a maximum limit of Rs. 10,000 for each day of Hospitalization, for up to 7 days per year, against actual bills.
  • Within the entitlement, an account holder may make maximum of two claims per annum
Special Benefits

  • Maintain Rs. 50,000 in your savings account and get free admission deposit facility at selected hospitals
  • An admission deposit will not be required to get yourself admitted at these hospitals.
 
Eligibility

  • Age limit:Between 55 years and 70 years
  •  Deposit requirements : A minimum deposit of Rs. 500,000 in a one year fixed deposit
  • Account holders should maintain the required deposit for a continuous period of 3 months prior to making the claim




 
Eligibility

  • All Senior Citizens savings account holders with a minimum deposit of Rs. 50,000

Senior Citizens Scheme

How can I get this product?

CLICK HERE TO GET STARTED

Do you have more questions?

Call us at

011 266 1962

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