HNB with a heritage of 120 years and voted the Best Retail Bank in Sri Lanka for the year 2008 by Asian Banker and Best Bank in Sri Lanka 2009 by the Prestigious Euromoney Magazine, has a network of over 175 customer centres spread over all provinces of the Island Nation.

HNB is a pioneer in International Inward Remittance handling specially catering to the needs of Sri Lankan migrant workers and the Diaspora scattered in various parts of the Globe.

Sri Lankan Nationals residing in Sri Lanka are permitted to open Resident Foreign Currency Accounts (RFC) while Sri Lankans employed overseas and/or now residing overseas (one time Sri Lankan) are permitted to maintain Non-Resident Foreign Currency Accounts (NRFC). Parents employed overseas could open Foreign Currency Accounts for their children to save for a brighter future. These children’s accounts are titled Singithi Surekum Accounts.

To facilitate inward remittances in foreign currency and in Sri Lankan Rupees to your accounts and the accounts of your beneficiaries, HNB has a world wide network of remittance partners and thereby assure you of timely, and safe delivery of the proceeds.

HNB is the Super Agent in Sri Lanka for Moneygram a popular remittance channel with world wide connections.

Non Resident Foreign Currency Account (NRFC) and Resident Foreign Currency Account (RFC) holders could qualify (subject to maintaining the required balances) for Pathum Udanaya a very popular draw scheme which has on offer prizes to the tune of 7.5 kilo grams of sovereign gold for 2009. In addition NRFC Account holders can rest assured under Millennium Shield, a life insurance cover offered free of charge (conditions apply).

The Scheme to pay Bonus interest on NRFC and RFC Accounts by the Central Bank of Sri Lanka (CBSL) has been withdrawn with effect from 1st October 2009.

Majan Exchange LLC Oman, Delma Exchange UAE and Delma Exchange Canada are remittance houses overseas in which HNB have a stake and are managed by HNB.

Sri Lankans who now have foreign citizenship and wish to avail of Sri Lankan citizenship as well (Dual citizenship) could do so by maintaining specific sums in their RFC, NRFC, Dual Citizenship Accounts or Government Treasury Bonds under a concessionary fees structure.

For Foreign Nationals too HNB has a range of deposit products on offer enabling such depositors to derive the benefit of attractive domestic interest rates.

HNB is also a premier trade banker in Sri Lanka and has long established correspondent bank relationships world wide with reputed International Banks. A network of trade units strategically located in customer centres in the country, the operations of which are ISO 9001 – 2000 certified. Dedicated and trained staff are ready to serve you whether it is your first trade transaction or whether you are an experienced international trader who seeks a trade solution for a specific transaction.