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ODEL Credit Card

Welcome to the World of ODEL Credit Cards

Welcome to the exclusive ODEL Credit Card membership. The ODEL Credit Card comes with all the services that a HNB VISA Gold Card offers. Additionally, it gives you loyalty benefits, rewarding you every time you make a purchase using the Card.

Enjoy cash free living as you embark on a new journey where you are rewarded for the choices you make with the HNB ODEL Co-branded VISA Credit Card. A card that gives you the freedom to enjoy life without compromising on convenience.

As a HNB ODEL Co-branded VISA Credit Card Member, you will enjoy extensive travel and lifestyle benefits, special offers and 24-hour assistance.

Your card at work for you!

• 3 points for every Rs. 100/- spent at Odel
• Special promotions only for Odel Cardholders shopping at Odel
• Cardholder has the option of accumulating and redeeming Loyalty Points at Odel
• Around the clock Customer Service Hotline (011 452 3523)
• Fine Dining and Special Discounts from over 50 merchant locations
• Personal overseas accident, travel and medical insurance (up to US$ 120,000) for you and your family absolutely free when you purchase your travel tickets with your HNB Credit Card
• Instant Cash – Up to 50% of your credit limit per month *
• Free Personal Accident Insurance Cover for Cardholder – Up to Rs. 100,000/- **
• Replacement Card within 24 hours
• Free Supplementary cards
• Varying payment options (from 5% to 100%) on 4 different statement cycles, to satisfy the Cardholder's requirements
• Minimum interest free grace period of 25 days from the statement date and a maximum of 55 days (based on the date of purchase)
• In addition to the cash/cheque payments which are accepted at any of our Customer Centres, payments could also be made through 'HNB Virtual Branch' Internet Banking Services and through the island wide HNB ATM Network.

• * Cash Advance Fee – 3% of Transaction Amount
• ** Applies in case of accidental death or permanent disability owing to an accident
  
  

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