| Gold Cards Fees and Charges |
| Annual Fees - Primary |
2,000 |
| Joining Fees - Primary |
Free |
| Annual Fees - Supplementary |
Free |
| Joining Fees - Supplementary |
Free |
| Cash Advance Fee - Local |
3% |
| Cash Advance Fee - Overseas |
|
| Finance Charges |
2.33% P M 28% P A |
| Excess charge over credit limit |
500 |
| Renewal Charges |
Free |
| Returned Cheque - Lack of Funds |
1000 |
| Returned Cheque - Other Reasons |
|
| Late Payment |
Min 750 0.75% from opening Balance |
| Limit Enhancement Fee - Permanent |
Free |
| Limit Enhancement Fee - Temporary |
250 |
| SMS Alert |
Free |
| Overseas Travel Insurance |
Free |
| VISA Letter |
Free |
| Card Replacement Fee |
500 |
| Copy of Statement |
250 |
| Copy of Sales Voucher Request |
1000 |
| PIN Replacement |
500 |
| Billing Cycle Change |
1000 |
| Early Renewal Fee |
1000 |
| Re - Couriering of Cards |
Free |
| Standing Instruction % change fee |
Free |
| Overseas Couring Fee |
USD 10 - USD 12 |
| Processing Fee for Urgent Application |
Free |
| Emergency card replacement |
Free |