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Personal Loans



HNB lets you have the life you yearn for now!

Is it a new vehicle or that house extension you have been planning? Your children have been asking for a new TV. How will you manage to finance your daughter's wedding? What about that dream holiday you've been promising your wife?

You can either live now or let your life pass you by. HNB's new Personal Loans will turn your dreams into reality and make your life easier, giving you room to breathe during a challenging time.

What is the loan amount?

HNB Personal Loans range from LKR 50,000 - LKR 750,000 (loans above LKR 750,000/- will be considered on a case by case basis with tangible security)

What are the benefits of HNB Personal Loans?

  • Repayment periods of up to 4 years
  • Attractive interest rates
  • Repayment in monthly equated instalments with interest calculated on reducing balance
  • Minimum documentation
  • Service at all HNB Customer Centres
  • Friendly staff at your service

Who can apply for HNB Personal Loans?
  • Persons between 24-50 years (if below 24 years or above 50 years, please contact the Branch Manager)
  • A professional and permanent employee of a reputed establishment or a sole proprietor/partner of a business of good financial standing
  • Persons earning a minimum net monthly income of LKR 30,000/-
  • Joint loans with spouse could be considered

What other documents/requirements/information are needed along with the application?
  • Personal guarantee of two persons acceptable to the bank, as security
  • Salary slip certified by your employer
  • A letter from your employer confirming employment details/salary/deduction. Method of remittance to HNB (salary/monthly instalment) to be indicated by the borrower in the application
  • Copies of National Identity Card/Driving License/Passport
  • Bank account statement for the past six (06) months
  • Copy of recent utility bill that confirms your residential address (Telephone/Electricity/Water, etc.)
  • Additional information from you to support the loan requirement (Please note that the Bank will request additional information if required)
For further assistance, contact

Mr. Prasantha Fernando
Manager - Home & Personal Loans
Hatton National Bank PLC.
Head Office, HNB Towers,
479, T B Jayah Mawatha,
Colombo 10, Sri Lanka.
Tel      : +94 (011) 266 1922
Fax     : +94 (011) 266 4892
E-mail : Prasantha.Fernando@hnb.lk