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HNB Adhishtana
A unique savings offering for the senders and receivers of remittances with a host of benefits and services
For whom is a HNB Adhishtana Account?
- Receivers and senders of remittances
Who can open the account?
- Sri Lankan citizens above the age of 18 sending a remittance or in receipt of a remittance from overseas.
What documents are needed to open the account?
- The documents needed are a duly completed application, KYC documents & a copy of the NIC.
Where can the account be opened?
- At any of our Customer Centres island wide
- At our overseas representative offices
What is the minimum amount required to open the account?
- LKR 1,000/-
What special benefits are offered to HNB Adhishtana Savings accountholders?
- Micro Entrepreneur finance
- Micro Housing Finance
- Insurance cover
- Eligibility for PathumVimana draw - Your HNB Adhishtana account with a balance of LKR 10,000/- or above will be eligible for PathumVimana, Sri Lanka's biggest prize draw
- Free internet banking
- Free SMS banking
- Branded passbook and Visa International Debit Card
HNB AdhishtanaMicro Entrepreneur Loan Scheme
| Qualifying criteria | - | Monthly commitment Commitment savings for a minimum period of 1 year & above |
| Eligibility | - | Three times the Agreed monthly commitment amount for 12 months |
| Borrowers | - | Remitter / Receiver or Joint |
| Loan Quantum | - | Rs.25,000 - to Rs.1,000,000- |
| Security | - | up to Rs.100, 000 - 2 guarantors Above Rs.100, 000- any acceptable security to the bank |
| Repayment | - | Maximum of 5 years |
| Insurance | - | up to 100,000 waived off & above 100,000 life cover |
HNB AdhishtanaHousing Loan Scheme |
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| Qualifying criteria | - | Monthly commitment Compulsory savings for a minimum period of 1 year & above |
| Eligibility | - | Three times the Agreed monthly commitment amount for 12 months |
| Borrowers | - | Remitter or Receiver or Joint |
| Loan Quantum | - | Rs.50,000 - to Rs.1,000,000 - |
| Security | - | up to Rs.100,000 - 2 guarantors with MRP Above Rs.100,000- Mortgage over property & MRP |
| Repayment | - | Equated, Maximum of 5 years |
What are the benefits?
- Attractive interest rate
- Speedy approval
- No additional charges for early settlements
- Insurance arranged through HNB Assurance
- Internet Banking facility (learn more)
Adhishtana Life Insurance cover
Policy Holder
| Benefits | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 | |
| 1 | Death Benefit due to any cause | 100,000 | 250,000 | 500,000 | 750,000 | 1,000,000 |
| 2 | Total & Permanent Disability Benefit due to an accident | 100,000 | 250,000 | 500,000 | 750,000 | 1,000,000 |
| Non-Medical Limit (up to age) | 45 years | 40 years | 35 years | |||
Maximum Sum Assured - LKR 1,000,000
Spouse
| Benefits | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 | |
| 1 | Death Benefit due to any cause | 50,000 | 125,000 | 250,000 | 375,000 | 500,000 |
| 2 | Total & Permanent Disability Benefit due to an accident | 50,000 | 125,000 | 250,000 | 375,000 | 500,000 |
| 3 | Hospitalization Daily Benefit | 300 | 750 | 1,250 | 1,750 | 2,500 |
| Non-Medical Limit (up to age) | 45 years | |||||
Maximum Sum Assured - LKR 500,000
Premium Shared equally by insurer and HNB for the 1st year of the policy for a policy value maximum of Rs. 100,000.00.
Financial Education Booklet
Sinhala (Download)
Tamil (Download)
English(Download)
Financial Education Documentary (Download)
Don't let your hard earned money get wasted due to ignorance. Think a Moment!
*Conditions Apply
For further assistance, contact
Miss. Oshala Bandara
Assistant Manager - Development Banking
(Special Projects)
Hatton National Bank PLC.
Head Office, HNB Towers, Level 19,
479, T B Jayah Mawatha,
Colombo 10, Sri Lanka.
Tel : +94 (011) 266 1994
Fax : +94 (011) 266 2823
E-mail : oshala.bandara@hnb.lk
