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Certificates of Deposit

HNB Certificates of Deposit enable you to place funds over LKR 100,000/- in interest bearing term deposits, without the hassle of filling in forms. Advantages include competitive interest rates and easy access to the product.

Who is eligible to open Certificates of Deposit at HNB?

• Individual or joint term deposits can be opened for a varying tenure of your choice (6 months to 5 years), with a minimum face value of LKR 100,000/-

What are the benefits of having Certificates of Deposit at HNB?

• Competitive interest rates
• Interest paid up-front
• Almost risk free investment
• A soft loan can almost instantly be arranged if you need money urgently

To view the applicable interest rate, click here.