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Capital Savings

What is a Capital Savings Account?

The new Capital Savings Account is a high interest savings account that treats your savings as a capital investment and comes with the benefit of unrestricted withdrawals. It is available to all customers as individual and joint accounts.

What is the interest paid?

Capital Savings has an Annualized Effective Rate (AER) (to see applicable rate click here) for a minimum initial deposit of LKR 500,000/- , LKR 100,000/- and LKR 50,000/-.

What special benefits are offered to HNB Capital Savings accountholders?

• Free internet banking
• Free SMS banking
• Immediate loan facilitation of up to 90%
• Free HNB Visa International Debit Card

Who can open a HNB Capital Savings Account?

Sri Lankan citizens above the age of 18. The documents needed are a duly completed application & a copy of the NIC.