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Call Deposits

HNB Call Deposits allow you to earn interest on your idle funds over a short period of time.

Who is eligible to open a HNB Call Deposit?

• Individual or joint accounts can be opened for a minimum period of 7 days with a minimum deposit of LKR 100,000/-

How is interest calculated on a Call Deposit?

• Interest is calculated daily, based on the number of days the funds are held with HNB. The funds can be withdrawn by giving 7 days notice to the bank

What happens if 7 days notice is not given at the time of withdrawal?

• If the funds are withdrawn without notice, the depositor loses 7 days interest

What are the benefits of having a Call Deposit at HNB?

• Interest is calculated on a daily basis
• Idle funds can earn interest in a short period of time
• The account can be maintained individually or jointly
• A soft loan can almost instantly be arranged if you need money urgently

To view the applicable interest rate, click here.