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Corporate Credit
HNB's corporate banking solution provides a variety of loans to its corporate clientele to aid and assist in the continued growth and operation of their client's business and their operations.
Working Capital
Our working capital solutions are developed to aid business while they are awaiting the receipt of payments from their customers. This solution can also provide a boost in efficiency by, for example, giving you the means to negotiate better discounts with your own suppliers.
Overdrafts are the simplest working capital option but you may find invoice finance or trade finance more efficient, depending on the scale of your needs and the business you are in.
The Relationship Manager assigned to the client will help you decide on which solution best suits the corporate needs based upon the certain variables, to name a few: receivables, payables, cash management, the corporate markets as well as the government markets
Short Term Loans
A short term answer to the corporate needs of companies that are just starting up and are striving towards the establishment of their control on their market is an HNB short term loan. These loans are custom designed to aid young businesses and those seeking a reprieve for a short period from financial complications.
Designed to enable the company to cover its expenses and also repay the loan installments with the loan itself, until such time the company has gained enough strength to stand by itself. The loan is actually a series of short term loans perfectly sequenced to fit end to end, and aid its beneficiary.
The HNB short term corporate loan has been the answer to many a company, who have stabilized their cash flow while they build and implement the firm's sales and marketing plan.
Medium and Long Term Loans
Loans are long term or medium term financial instruments that give you more certainty for planning ahead. Our aim is to create a loan that suits the clients' needs with a short delivery time, while not burdening the applicant with undue documentation.
The Relationship Manager will help the client find the most suitable product, and advice them on the flexibility offered in terms of repayment and draw down options.
Since its re-organization into a development bank in 1970, the Bank has been concentrating its efforts on extending medium and long term finance to various industries in line with the Government's economic policies and industrial development programmes.
Finance with variable, fixed or capped interest rates
We provide commercial mortgages with local and foreign currency loans with variable rate or fixed rate loans As these concessional loans have been provided on the most favourable terms and conditions, they have aroused keen interest from, and have been well received by, the concerned enterprises and general public.
Variable Rate Loans
Our variable rate loans are simple to arrange and easy to understand. Given the products' nature, the Relationship Manager will advise clients on the repayment structure that suites the client's needs best.
Fixed Rate Loans
Our fixed rate loans help plan for the future with interest payments that will not change over the term of the loan. Features of this particular loan include flexible repayment terms, including interest only loans with bullet repayments at end of term or capital repayment holidays.
For further information, please contact:
Mr. Arjuna Ratnasabapathy
Assistant General Manager – Corporate Banking
Tel : +94 (011) 266 1801
Fax : +94 (011) 266 2806
Email : arjuna@hnb.lk
Mr. D S L Ferdinando
Senior Manager – Corporate Account Relationship
Tel : +94 (011) 266 1797
Fax : +94 (011) 266 2730
Email : ferdidsl@hnb.lk
Mrs. Ayanthi Fernando
Senior Manager – Corporate Account Relationship
Tel : +94 (011) 266 0208
Fax : +94 (011) 266 2763
Email : ayanthi@hnb.lk
For further assistance, contact
Mrs. Ruvini Thenabadu
Deputy General Manager - Corporate Banking
Hatton National Bank PLC.
Head Office, HNB Towers,
479, T B Jayah Mawatha,
Colombo 10, Sri Lanka.
Tel : +94 (011) 266 1719/46
Fax : +94 (011) 266 2802
E-mail : then2000@hnb.lk
