Islamic Banking

Keeping your finance in line with Shari'a



Because we at HNB reflect the values and ethics of Islam with Al Najah Islamic Banking, you can practice banking and keep track of your finance under the guidance of Islam. Grow your hard earned investments in a safe and ethical environment, as you enjoy all our products customized to meet your personal and business requirements.


Select from benefits you can believe in




  • Murabaha Import Revolving Facility.
  • Murabaha Local Trading Revolving Facility.
  • Diminishing Musharakah – Personal Housing Finance Facility.
  • Diminishing Musharakah – Commercial Property Finance Facility.
  • Diminishing Musharakah – Working Capital Finance Facility.
  • Diminishing Musharakah – Vehicle/Machinery Finance Facility.
  • Diminishing Musharakah – Project Finance Facility.
  • Wakala Financing.
  • Ijara – Vehicle Leasing Facility ( Will be introduced shortly).
  • Shipping/Bank Guarantee/Letter of Guarantee Facilities.
  • Letter of Credit – Import Facilities.
  • Document Handling and Collection Facilities.
  • Debit Card Facilities.
  • 249 Customer Centres, island wide 
  • Access to 450 ATM's island wide
  • Internet Banking Facilities.
  • SMS and Mobile Banking Facilities.
  • Extended Banking Facilities.
  • Premier Banking Services. 


Enjoy both your Personal and Business Requirements under one roof

 

 

  • The Murabaha Import Revolving Facility. 
  • The Murabaha Local Trading Revolving Facility. 
  • What about the diminishing Musharakah? – Your Personal Housing Finance Facility.
  • Diminishing Musharakah – Commercial Property Finance Facility.
  • Musharakah – Working Capital Finance Facility.
  • Reduce Musharakah – Vehicle/Machinery Finance Facility.
  • Diminishing Musharakah – Project Finance Facility.
  • Wakala Financing.
  • Ijara – Vehicle Leasing Facility (Will be introduced shortly).
  • Shipping/Bank Guarantee/Letter of Guarantee Facilities.
  • Letter of Credit – Import Facilities.
  • Document Handling and Collection Facilities. 
Enjoy our investment and savings facilities, where you receive

 


  • Mudarabah General & Minors' Investment Accounts
  • NRFC/RFC Accounts
  • FEEA Current & Savings Accounts
  • Mudarabah 3, 6, and 12 Months Term Investment Deposit Accounts

Let us ease your everyday banking needs, with the following conveniences

        

  • Debit Card Facilities
  • Access 249 Customer Centres, island wide
  • Access to 450 ATMs island wide
  • Internet Banking Facilities
  • SMS and Mobile Banking Facilities
  • Extended Banking Facilities
  • Premier Banking Services



Islamic Banking

How can I get this product?

CLICK HERE TO GET STARTED

Do you have more questions?

Call us at

011 220 6860

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