Purchasing an Air Ticket through HNB Credit Card. All trips commencing
within the period of insurance namely up to 30.06.2008.
01. Benefits:
Credit Limit (LKR)
750,000 & Above
500,000-749,999
200,000-499,999
20,000-199,999
0-19,999
Card Type
Gold 60
Gold 50
Bronze 35,00
Bronze 25,000
Bronze10 ,000
Excess for all Groups
Currency
US$
US$
US$
US$
US$
US$
Emergency Medical
Expenses
60,000
50,000
35,000
25,000
10,000
50
Dental
250
250
250
250
250
50
Repatriation of
mortal Remains
7,000
7,000
5,000
2,000
2,000
NIL
Loss of Baggage
1,750
1,500
1,000
500
250
50
Delay of baggage
200
200
200
150
150
24 hrs
Loss of passport
200
200
200
150
150
25
Personal Accident
120,000
100,000
70,000
50,000
20,000
NIL
Personal Liability
3,500
3,000
1,500
500
250
50
Financial Emergency
200
200
100
100
25
NIL
Hijack Daily Allowance
250
200
100
25
10
12 hrs
Trip Delay
25 max 200
15 max 200
15 max 200
10 max 200
10 max 200
12 hrs
Trip Cancellation
500
250
100
100
100
10%
02. Important notes
01.
Maximum duration period per trip
: Up to 90 days.
02.
Maximum age of insured person
: Below 70 years.
03.
Minimum age of dependant insured person
: 06 months.
04.
Maximum age of dependant children
: Below 26 years.
05.
Each cardholder is kindly requested to inform HNB Card Center prior to traveling abroad.
06.
For all plans except Bronze 10,000 if an insured is hospitalized, our service provider could arrange payment of hospital bills direct to the hospital up to the limits less the deductible. Please contact our service provider in time for this facility.
07.
each benefit/category less the deductible.
08.
Reasonable precautions should be taken at all times during the overseas trip.
09.
Persons not insurable: Those involved in sports activities
10.
The origin of journey should be from Sri Lanka.
03. Brief note on coverages
Emergency Medical Expenses:
Cover provided is for the immediate medical assistance requested for falling ill whilst on travel or sustaining accident during travel.
Dental Treatment:
In principle for only acute anesthetic treatment of the natural tooth or teeth.
Loss of Baggage:
Total loss of baggage from an airline or coach operator or ferry company. A report is needed from the carrier. For items valued in excess of US$ 100 proof of ownership is required for settlement of any claim.
Loss of passport :
In the event of a loss of passport actual expenses necessarily and reasonably incurred in obtaining a duplicate or fresh passport will be paid up to the limit indicated less the deductible. Theft of passport should be reported to Police within 24 hours and a written Police Report should be obtained. Loss of Passport due to it being unattended or forgotten in a public place or public transport or hotel or apartment is not covered.
Financial Emergency:
In the event of insured person getting into a financial emergency due to theft, robbery a payment up to limits will be paid. However, such loss should be reported to the police immediately and a report be obtained.
04. Main Exclusions
Pre existing conditions
Deductibles / Excesses – the amount reflected will be deducted from the claim and this amount has to be borne by the traveler.
Medical check-ups
Water sports, Winter sports
Money such as cash, bank drafts, coins, bank and currency notes, Treasury Notes, Cheques, Postal orders, Postage stamps.
Valuables such as photographic, audio, video, computer, telecommunication and electrical equipment, telescopes, binoculars, spectacles, Sunglasses, antiques, watches, jewellery, furs and articles made of precious stones and metals.
Partial loss of baggage. However , loss of individual units of baggage will be considered as total loss.
05. Claims Procedure
To make any claim under above benefits and particularly hospitalization expenses, please call ‘‘Paramount Healthcare Management’’ immediately on the following toll free numbers. Failure to do so many prejudice your claim.
